Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by YourCompany Pvt Ltd ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you must not use our services.

These terms constitute a legally binding agreement between you and YourCompany Pvt Ltd. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified terms.

2. Services Offered

YourCompany Pvt Ltd provides an online platform that offers the following services:

• Property Search: Listing and discovery of residential and commercial properties across India
• Loan Assistance: Home loan comparison, eligibility checking, and application processing support
• Documentation Help: Assistance with loan documentation and property paperwork
• Financial Advisory: Guidance on home loan options, interest rates, and repayment plans
• Market Insights: Real estate market trends, price analysis, and investment guidance
• Partner Connections: Connecting users with registered banks, financial institutions, and real estate agents

Our services are intended for users who are at least 18 years old and resident in India. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. User Responsibilities

As a user of our platform, you agree to:

• Provide accurate, current, and complete information during registration and service requests
• Maintain the confidentiality of your account credentials and be responsible for all activities under your account
• Comply with all applicable laws, regulations, and guidelines in India
• Not use the platform for any unlawful, fraudulent, or unauthorized purposes
• Not upload or transmit any viruses, malware, or malicious code
• Not attempt to gain unauthorized access to our systems or other users' accounts
• Provide necessary documentation and information for loan processing as per Indian regulations
• Keep your contact information updated for timely communication

You acknowledge that providing false or misleading information may result in suspension or termination of your account and may have legal consequences.

4. Loan & Financial Disclaimer

Important financial disclaimers:

• Not Financial Advice: Information provided on our platform is for informational purposes only and does not constitute financial advice
• Loan Approvals: Final loan approval, terms, and conditions are at the sole discretion of the lending financial institution
• Interest Rates: Interest rates displayed are indicative and subject to change without notice
• Credit Decisions: We do not guarantee loan approval and are not responsible for credit decisions made by financial institutions
• Due Diligence: Users must conduct their own due diligence before making any financial commitments
• Market Risks: Real estate investments carry risks, and past performance does not guarantee future results

You should consult with qualified financial advisors and legal professionals before making any financial decisions.

5. Intellectual Property

All intellectual property rights in the platform, content, software, and services are owned by or licensed to YourCompany Pvt Ltd. This includes:

• Website design, layout, and user interface
• Proprietary algorithms and search technology
• Content, including text, graphics, logos, and images
• Software code and database structure
• Trademarks, service marks, and brand elements

You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes.

You must not reproduce, modify, distribute, or commercially exploit any part of our platform without our express written permission.

6. Limitation of Liability

To the maximum extent permitted by applicable Indian law, YourCompany Pvt Ltd shall not be liable for:

• Any direct, indirect, incidental, or consequential damages arising from the use of our services
• Loss of data, profits, or business opportunities
• Accuracy, completeness, or timeliness of property listings or loan information
• Actions or omissions of third-party service providers, including banks and real estate agents
• Delays, interruptions, or service failures beyond our reasonable control
• Any unauthorized access to or alteration of your transmissions or data
• Decisions made by financial institutions regarding loan approvals or terms

Our total liability for any claim arising from these terms or your use of our services shall not exceed the amount paid by you, if any, for using our services in the six months preceding the claim.

7. Account Termination

We may suspend or terminate your account and access to our services if:

• You violate these Terms of Service
• You provide false or misleading information
• You engage in fraudulent or illegal activities
• Required by law or regulatory authorities
• You fail to pay applicable fees (if any)
• For security reasons or to prevent harm

You may terminate your account at any time by contacting us or using the account deletion feature on our platform.

Upon termination, your right to use our services will immediately cease. Certain provisions of these terms will survive termination, including intellectual property rights, disclaimers, and limitations of liability.

8. Third-Party Services

Our platform may integrate with or provide links to third-party services, including:

• Banks and financial institutions for loan processing
• Real estate developers and agents
• Payment gateways for transaction processing
• Government portals for document verification
• Credit bureaus for credit score checks
• Analytics and marketing service providers

These third-party services have their own terms and conditions and privacy policies. We are not responsible for: